Prev: Warning!!! Troll Fest! DO NOT READ!!!
Next: Zero in Australia
From: Zebee Johnstone on 11 Jul 2010 17:53
If you are annoyed at the increases in CTP, then time to write a
letter. (A real snail mail one is best, email if you must)

This from the MCC

(these were discussed in the meeting, a meeting I
couldn't make, so I can't expand on the points. If yo uwant expansion
please ask about the ones that aren't clear and I'll get the info)

Please find below the bullet points that we would like you to use in
your words in letters to the following:

Your State Local Member.
http://www.parliament.nsw.gov.au/prod/parlment/members.nsf/V3ListCurrentMembers
Your Local Council/Mayor.
Your Federal Local Member.
Your local Paper.
Premier of NSW: Kristina Keneally, premier(a)www.nsw.gov.au
The Minister for Roads: David Borger,
minister(a)borger.minister.nsw.gov.au
The Minister for Transport: John Robertson,
office(a)robertson.minister.nsw.gov.au
The Minister for the MAA: Eric Roozendaal,
enquiries(a)treasurer.nsw.gov.au
The Minister for Finance: Michael Daley,
office(a)daley.minister.nsw.gov.au
Leader of the Opposition: Barry O'Farrell, LOP(a)parliament.nsw.gov.au
Shadow Minister of Transport: Gladys Berejiklian,
willoughby(a)parliament.nsw.gov.au
Shadow Minister for Roads: Andrew Stoner oxley(a)parliament.nsw.gov.au


Ask these questions and use these points:

Why are some CTP insurers making no effort to offer
competitive pricing for a compulsory, statutory product?
- Clearly, the CTP system is fat and lazy with few incentives to
offer fair pricing

·Whose turn is to be cheapest next year? GIO seem to be the cheapest this year.
- Cheap does not mean sub-standard.
- It indicates one company is pricing based on actual risk and others are seeking profit
from how they market their product.
- It is unreasonable for a statutory, compulsory product, to force up pricing by confusing
or misleading through so-called “marketing”
- Marketing distortions do not reflect actual risk.

Why should existence of another insurance product or roadside service change pricing for CTP risk?
- Please explain how these are related to actual CTP claims risk.

Why do some insurers have different risk ratings?
- If actual risks were known, then all insurers would vary on the same criteria.

How do demerit points relate to actual risk of a CTP claim arising?
- Demerit points and actual risk of a crash are quite separate
and no longer indicate crash risk.
Minor crashes with no injury are about property damage, not CTP claims
- Speeding fines are simply used as a “malus stick” for revenue
generation by insurers.

While the MAA is clear on the amount of money leaving the scheme, how much money
is collected by insurance companies?
- The question of fair profit follows, but transparency must be achieved.


Points to remember in your letters:
The NSW CTP scheme has flaws and this recent change in motorcycle
classifications has exposed these flaws to view.
o These flaws can only be repaired by our elected government.
o Let them know it needs fixing.
o Don't just whinge to your mate, then roll over. That's lazy.
Stand up, speak out.
o We're being gouged by insurers exploiting the flaws.
o Speak to Parliament or they assume you're OK with it.

Please forward any responses via email back to us.

In the meantime, we are continuing to plan for the Protest Rally on
August 31st. Please spread the word.

The next Meeting of the MCC of NSW is on Monday, August 2nd. We would
welcome all attendees and involvement.
From: Yeebok on 11 Jul 2010 20:31

On 12/07/2010 7:53 AM, Zebee Johnstone wrote:
> If you are annoyed at the increases in CTP, then time to write a
> letter. (A real snail mail one is best, email if you must)
>
> This from the MCC
>
> (these were discussed in the meeting, a meeting I
> couldn't make, so I can't expand on the points. If yo uwant expansion
> please ask about the ones that aren't clear and I'll get the info)
>
> Please find below the bullet points that we would like you to use in
> your words in letters to the following:
>
> Your State Local Member.
> http://www.parliament.nsw.gov.au/prod/parlment/members.nsf/V3ListCurrentMembers
> Your Local Council/Mayor.
> Your Federal Local Member.
> Your local Paper.
> Premier of NSW: Kristina Keneally, premier(a)www.nsw.gov.au
> The Minister for Roads: David Borger,
> minister(a)borger.minister.nsw.gov.au
> The Minister for Transport: John Robertson,
> office(a)robertson.minister.nsw.gov.au
> The Minister for the MAA: Eric Roozendaal,
> enquiries(a)treasurer.nsw.gov.au
> The Minister for Finance: Michael Daley,
> office(a)daley.minister.nsw.gov.au
> Leader of the Opposition: Barry O'Farrell, LOP(a)parliament.nsw.gov.au
> Shadow Minister of Transport: Gladys Berejiklian,
> willoughby(a)parliament.nsw.gov.au
> Shadow Minister for Roads: Andrew Stoner oxley(a)parliament.nsw.gov.au
>
>
> Ask these questions and use these points:
>
> Why are some CTP insurers making no effort to offer
> competitive pricing for a compulsory, statutory product?
> - Clearly, the CTP system is fat and lazy with few incentives to
> offer fair pricing
>
> ·Whose turn is to be cheapest next year? GIO seem to be the cheapest this year.
> - Cheap does not mean sub-standard.
> - It indicates one company is pricing based on actual risk and others are seeking profit
> from how they market their product.
> - It is unreasonable for a statutory, compulsory product, to force up pricing by confusing
> or misleading through so-called “marketing”
> - Marketing distortions do not reflect actual risk.
>
> Why should existence of another insurance product or roadside service change pricing for CTP risk?
> - Please explain how these are related to actual CTP claims risk.
>
> Why do some insurers have different risk ratings?
> - If actual risks were known, then all insurers would vary on the same criteria.
>
> How do demerit points relate to actual risk of a CTP claim arising?
> - Demerit points and actual risk of a crash are quite separate
> and no longer indicate crash risk.
> Minor crashes with no injury are about property damage, not CTP claims
> - Speeding fines are simply used as a “malus stick” for revenue
> generation by insurers.
>
> While the MAA is clear on the amount of money leaving the scheme, how much money
> is collected by insurance companies?
> - The question of fair profit follows, but transparency must be achieved.
>
>
> Points to remember in your letters:
> The NSW CTP scheme has flaws and this recent change in motorcycle
> classifications has exposed these flaws to view.
> o These flaws can only be repaired by our elected government.
> o Let them know it needs fixing.
> o Don't just whinge to your mate, then roll over. That's lazy.
> Stand up, speak out.
> o We're being gouged by insurers exploiting the flaws.
> o Speak to Parliament or they assume you're OK with it.
>
> Please forward any responses via email back to us.
>
> In the meantime, we are continuing to plan for the Protest Rally on
> August 31st. Please spread the word.
>
> The next Meeting of the MCC of NSW is on Monday, August 2nd. We would
> welcome all attendees and involvement.
Done. Added :

Using the following calculator with a start date of 1/12/2010,
http://prices.maa.nsw.gov.au/index.html:
Why are motorcycles comparably more expensive for CTP than an equivalent
car ? CTP stands for "compulsory third party" insurance which I
understand means compensating someone else that the driver or rider
injures during the course of an accident. If I were in an accident,
where I were physically hit by another vehicle, I think it's a fair
claim that I'd be more seriously injured if hit by a Ford Laser than my
Hyosung GT250. However, CTP prices based on my details (39, 3 points,
completely insured, no accidents) for a Laser is $373. The bike is $347.
Based on this comparison of compensation for injury, it appears a
motorcycle is nearly equally likely to seriously injure a third party.
The price is the same regardless of whether I drive a Nissan Patrol, a
Commodore, or a Laser. However if I rode a 750cc motorcycle, which on
rough stats would weigh 220kg, the price would increase to $508. Please
explain how being injured by a 220Kg motorcycle has a lower insurance
payout than being hit under identical conditions by a 2,477Kg 2010
Patrol. This does not make sense.
From: BT Humble on 12 Jul 2010 00:17
Yeebok wrote:
> .... However, CTP prices based on my details (39, 3 points,
> completely insured, no accidents)

You're only 39? Crikey, you must have had a hard life! :-)


BTH

--
Posted at www.usenet.com.au
From: Yeebok on 12 Jul 2010 20:44
On 12/07/2010 2:17 PM, BT Humble wrote:
> Yeebok wrote:
>> .... However, CTP prices based on my details (39, 3 points,
>> completely insured, no accidents)
>
> You're only 39? Crikey, you must have had a hard life! :-)
>
>
> BTH
>
Well it's been harsh week for some time now - as far as I know time's
not excluded from participating in harsh week!

Seriously, got no idea what you mean :)
From: Yeebok on 12 Jul 2010 20:50
On 12/07/2010 10:31 AM, Yeebok wrote:
>
> On 12/07/2010 7:53 AM, Zebee Johnstone wrote:
>> If you are annoyed at the increases in CTP, then time to write a
>> letter. (A real snail mail one is best, email if you must)
>>
>>
>> Points to remember in your letters:
>>
>> The next Meeting of the MCC of NSW is on Monday, August 2nd. We would
>> welcome all attendees and involvement.
> Done. Added :
>
> .. stats would weigh 220kg, the price would increase to $508. Please
> explain how being injured by a 220Kg motorcycle has a lower insurance
> payout than being hit under identical conditions by a 2,477Kg 2010
> Patrol. This does not make sense.

Response from ..@parliament.nsw.gov.au within 24 hours is not bad:

Thank you for raising your concerns about the increase in cost of
motorcycle CTP Green Slips in NSW.

Since 1 July, the owners of more than 165,000 registered motorcycles in
NSW have had to deal with new green slip charges.

The latest cost increase is a result of legislation the Keneally Labor
Government introduced last year. At the time they said it would only
result in an increase to the cost of the average Green Slip of
approximately $10.[1]

The standard green slip fees for a 250cc motorcycle has risen by a
dramatic 85.5 per cent and will cost many riders up to $470 a year for
their green slips.

This rise comes on top of electricity, gas, water and vehicle
registration hikes.

The Keneally Labor Government has an ongoing war on motorists and riders
and it's vision for our roads network involves more fines, more taxes
and higher premiums but no new roads.

After nearly 16 years in power they have no ideas and offer no
solutions on how to fix our State's ailing road network.

The NSW Liberals & Nationals understand your frustration and believe
riders are rightly disappointed with the Keneally Labor Government as
this is just another increase that was slipped in without any consultation.

Only the NSW Liberals & Nationals have the practical and positive plans
that will Make NSW Number One Again.

NSW needs a change of Government but in the meantime, the NSW Liberals &
Nationals are investigating alternatives to this unreasonable price hike
in consultation with the Motorcycle Council of NSW and other stakeholders.

I would be more than happy to keep you updated if you like.

Yours sincerely

Ilse van de Meent
* Use one fullstop after the first name and append the @parliament part
above if you wish to email them.

 |  Next  |  Last
Pages: 1 2 3 4 5 6 7
Prev: Warning!!! Troll Fest! DO NOT READ!!!
Next: Zero in Australia