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From: Nev.. on 11 Jun 2010 08:27 On 10/06/2010 4:35 PM, CrazyCam wrote: > Nobody NEEDS a motorcycle with over 1800cc. > > They may well want one, but then they can pay, even more, for the > privilege. Who cares about the capacity? Shouldn't the premium reflect the risk? Nev.. '08 DL1000K8
From: Zebee Johnstone on 11 Jun 2010 17:24 In aus.motorcycles on Fri, 11 Jun 2010 22:27:40 +1000 Nev.. <idiot(a)mindless.com> wrote: > On 10/06/2010 4:35 PM, CrazyCam wrote: > >> Nobody NEEDS a motorcycle with over 1800cc. >> >> They may well want one, but then they can pay, even more, for the >> privilege. > > Who cares about the capacity? Shouldn't the premium reflect the risk? As it's about 3rd party injuries, the premium should be the same for all pillion bikes, which should be about twice that of bikes that can't take pillions, and probably 1/10th of the premium for a small car. As they've been fudging figures for years to avoid thinking about which vehicles *cause* 3rd party injuries compared to those which inflict them this will not happen. Instead you get a massive amount of blame the victim because a) the paperwork is easier and b) the private car is sacred. Zebee
From: CrazyCam on 11 Jun 2010 19:57 George W Frost wrote: <snip> > No way ..... I have 3 high powered and high performance bikes which are well > over 1000cc > I also have a 5.4 Litre V8 coon car , a 5 litre V8 Fairylane and a 6 > cylinder 4 litre Falcoon ute > You would charge me more I sure would! At one time I used to have a 6 litre (360 c.i.) V8 wagon, which I used to tow a trailer with race car, and carry all the tools and spares and stuff to and from race meetings. That's the only time I felt the need for such otherwise excessive power. What's your excuse? :-) BTW, what is a 5.4 litre coon car? One of those wee yank tanks that should be driven by well suntanned pimps? regards, CrazyCam
From: CrazyCam on 11 Jun 2010 20:09 Nev.. wrote: > On 10/06/2010 4:35 PM, CrazyCam wrote: > >> Nobody NEEDS a motorcycle with over 1800cc. >> >> They may well want one, but then they can pay, even more, for the >> privilege. > > Who cares about the capacity? Shouldn't the premium reflect the risk? Yes, Nev, it should reflect the risk, but to do that effectively it would have to be based on the rider, rather than the motorbike, apart from the obvious pillion/no pillion split. regards, CrazyCam
From: Zebee Johnstone on 11 Jun 2010 21:52
In aus.motorcycles on Sat, 12 Jun 2010 10:09:24 +1000 CrazyCam <CrazyCam(a)optusnet.com.au> wrote: > Nev.. wrote: >> On 10/06/2010 4:35 PM, CrazyCam wrote: >> >>> Nobody NEEDS a motorcycle with over 1800cc. >>> >>> They may well want one, but then they can pay, even more, for the >>> privilege. >> >> Who cares about the capacity? Shouldn't the premium reflect the risk? > > Yes, Nev, it should reflect the risk, but to do that effectively it > would have to be based on the rider, rather than the motorbike, apart > from the obvious pillion/no pillion split. > Isn't that what they do in the UK? Rider insurance not bike insurance? Thus making it almost impossible for anyone under 25 to get a bike bigger than 125? Zebee |