From: CrazyCam on 11 Jun 2010 22:06 Zebee Johnstone wrote: > In aus.motorcycles on Sat, 12 Jun 2010 10:09:24 +1000 > CrazyCam <CrazyCam(a)optusnet.com.au> wrote: >> Nev.. wrote: >>> On 10/06/2010 4:35 PM, CrazyCam wrote: >>> >>>> Nobody NEEDS a motorcycle with over 1800cc. >>>> >>>> They may well want one, but then they can pay, even more, for the >>>> privilege. >>> Who cares about the capacity? Shouldn't the premium reflect the risk? >> Yes, Nev, it should reflect the risk, but to do that effectively it >> would have to be based on the rider, rather than the motorbike, apart >> from the obvious pillion/no pillion split. >> > > Isn't that what they do in the UK? Rider insurance not bike > insurance? Thus making it almost impossible for anyone under 25 to > get a bike bigger than 125? They certainly used to, and I think they still do. Not only does it limit (by pricing) the size of engine that a rider may have, but it also, effectively, makes folk with really bad accident records uninsurable. Whether that would work here, now, I dunno. regards, CrazyCam
From: atec7 7 ""atec77" on 11 Jun 2010 22:30 Zebee Johnstone wrote: > In aus.motorcycles on Sat, 12 Jun 2010 10:09:24 +1000 > CrazyCam <CrazyCam(a)optusnet.com.au> wrote: >> Nev.. wrote: >>> On 10/06/2010 4:35 PM, CrazyCam wrote: >>> >>>> Nobody NEEDS a motorcycle with over 1800cc. >>>> >>>> They may well want one, but then they can pay, even more, for the >>>> privilege. >>> Who cares about the capacity? Shouldn't the premium reflect the risk? >> Yes, Nev, it should reflect the risk, but to do that effectively it >> would have to be based on the rider, rather than the motorbike, apart >> from the obvious pillion/no pillion split. >> > > Isn't that what they do in the UK? Rider insurance not bike > insurance? Thus making it almost impossible for anyone under 25 to > get a bike bigger than 125? > > Zebee It doesn't work as there are daily cases of people riding out of class with no insurgence or road tax which short of imprisonment cant be stopped
From: George W Frost on 11 Jun 2010 22:33 "CrazyCam" <CrazyCam(a)optusnet.com.au> wrote in message news:4c12cd5e$0$17175$afc38c87(a)news.optusnet.com.au... > George W Frost wrote: > > <snip> > >> No way ..... I have 3 high powered and high performance bikes which are >> well over 1000cc >> I also have a 5.4 Litre V8 coon car , a 5 litre V8 Fairylane and a 6 >> cylinder 4 litre Falcoon ute >> You would charge me more > > I sure would! > > At one time I used to have a 6 litre (360 c.i.) V8 wagon, which I used to > tow a trailer with race car, and carry all the tools and spares and stuff > to and from race meetings. > > That's the only time I felt the need for such otherwise excessive power. > > What's your excuse? :-) > > BTW, what is a 5.4 litre coon car? One of those wee yank tanks that should > be driven by well suntanned pimps? > > regards, > CrazyCam 2003 Falcoon 5.4litre V8
From: Zebee Johnstone on 11 Jun 2010 23:26 In aus.motorcycles on Sat, 12 Jun 2010 12:30:56 +1000 atec7 7 <""> wrote: > Zebee Johnstone wrote: >>> >> >> Isn't that what they do in the UK? Rider insurance not bike >> insurance? Thus making it almost impossible for anyone under 25 to >> get a bike bigger than 125? >> >> Zebee > It doesn't work as there are daily cases of people riding out of class > with no insurgence or road tax which short of imprisonment cant be stopped Happens here too, ask any copper or magistrate. While the culture says personal motorised transport is a right, it will continue to happen. Zebee
From: Nev.. on 12 Jun 2010 00:38
On 12/06/2010 10:09 AM, CrazyCam wrote: > Nev.. wrote: >> On 10/06/2010 4:35 PM, CrazyCam wrote: >> >>> Nobody NEEDS a motorcycle with over 1800cc. >>> >>> They may well want one, but then they can pay, even more, for the >>> privilege. >> >> Who cares about the capacity? Shouldn't the premium reflect the risk? > > Yes, Nev, it should reflect the risk, but to do that effectively it > would have to be based on the rider, rather than the motorbike, apart > from the obvious pillion/no pillion split. You think that 3rd party insurance should be fair, and calculated on the individual risk of the rider, not the motorcycle and you also think that anyone who rides a motorcycle of greater than 1800cc should pay some 3rd party insurance penalty based on the capacity of the motorcycle, just because. At a glance, these two opinions appear to be mutually exclusive. Please explain. Nev.. '08 DL1000K8 |