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From: malc on 6 Jun 2010 06:04
Catman wrote:
> OK, so if I wanted to do something *really* stupid, what are the odds
> of
> 1) Getting a mortgage to buy 2 acres of arable land [1]
> 2) Getting planning permission to build on said land.[2]
>
> [1] I could probably do about 60% LTV
> [2] Arable it may be, but it's bang in the middle of a village.

I believe there is some loop hole whereby if you work the land you can then
build yourself a house on it BICBW

--
Malc

Rusted and ropy.
Dog-eared old copy.
Vintage and classic,
or just plain Jurassic:
all words to describe me.


From: R C Nesbit on 6 Jun 2010 06:56
Malc spoke:
> Catman wrote:
> > OK, so if I wanted to do something *really* stupid, what are the odds
> > of
> > 1) Getting a mortgage to buy 2 acres of arable land [1]
> > 2) Getting planning permission to build on said land.[2]
> >
> > [1] I could probably do about 60% LTV
> > [2] Arable it may be, but it's bang in the middle of a village.
>
> I believe there is some loop hole whereby if you work the land you can then
> build yourself a house on it BICBW

Certainly when some plots come on the market around here with planning
permission, it is usually accompanied by the caveat that the dwelling & land
has to be employed in a farming-related activity

--
Rob_P
UKRM(at)indqualtec.co.uk
uppercase(d) BBIWYMC#1 BOG#11? MRO#31 IBCDBBB#1(kotl)
FJ1200, CCM130 Benelli Cabriolet (gone)
Looks like Rab C Nesbit.

From: stephen.packer on 6 Jun 2010 07:00
malc <malwhite1(a)blueyonder.co.uk> wrote:

> Catman wrote:
> > OK, so if I wanted to do something *really* stupid, what are the odds
> > of
> > 1) Getting a mortgage to buy 2 acres of arable land [1]
> > 2) Getting planning permission to build on said land.[2]
> >
> > [1] I could probably do about 60% LTV
> > [2] Arable it may be, but it's bang in the middle of a village.
>
> I believe there is some loop hole whereby if you work the land you can then
> build yourself a house on it BICBW

You are.

You can build a shed or agricultural buildings but not a house.

And don't think about putting a house inside an agricultural building...
'cos the planners got a sniff of that locally and had construction
stopped.

Bloody incomers, cause nothing but trouble.
From: wessie on 6 Jun 2010 09:46
"malc" <malwhite1(a)blueyonder.co.uk> wrote in
news:yoKOn.61035$BW1.56409(a)hurricane:

> Catman wrote:
>> OK, so if I wanted to do something *really* stupid, what are the odds
>> of
>> 1) Getting a mortgage to buy 2 acres of arable land [1]
>> 2) Getting planning permission to build on said land.[2]
>>
>> [1] I could probably do about 60% LTV
>> [2] Arable it may be, but it's bang in the middle of a village.
>
> I believe there is some loop hole whereby if you work the land you can
> then build yourself a house on it BICBW
>

My, at the time, sister in law started a smallholding growing herbs & other
plants for the wholesale market on a 5 acre plot. Eventually, after living
in a static caravan for a while, they got PP to build a house. I think they
had to live there for a further 5 years before it could be sold.

Around here, there have been a few exceptions granted where the applicant
has been a young person who works in the rural area, e.g. farming or
forestry, and cannot afford to buy a place. A middle-aged incomer would
have no chance.

--
wessie at tesco dot net

BMW R1150GS
From: SIRPip on 6 Jun 2010 13:44
wessie wrote:

> A middle-aged incomer would have no chance.

Oooh! That's harsh, man.

Ultimately fair, I suppose, but right between the bollocks.

--
SIRPip : B12
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